Empower Wealth - Building Wealth Through Residential Property

Why Empower Wealth?

We simply offer something unique.

We are a specialist mortgage broking & property education business, offering our clients a unique combination of services designed firstly to educate them on their options and secondly, to facilitate their plans in line with their goals, with a focus on helping them accumulate further wealth.

We offer a truly holistic educational approach to property acquisition and home loan finance. We believe in empowering our clients, with the knowledge to make smart choices when it comes to purchasing property and in structuring their home loan finance, for the best future outcomes.

Here at Empower Wealth, we believe strongly in a client-for-life approach, whereby we offer ongoing education and guidance services to ensure a smooth and well planned journey of wealth creation.

Property Education – Buy well and the financial rewards will amaze!

Buying property is one of the biggest financial decisions we make in life and in these times of economic uncertainty it’s more important than ever to make it a smart choice. We strongly emphasise to our clients that education is the critical key in knowing what to look out for and where to access information to help make the right decision, as this purchasing decision will most likely form the foundation to the pathway to wealth.

In recognising how critical the right education is, Empower Wealth offers a series of educational workshops. Our workshops aim to provide the audience with the tools and expertise to assist with making an informed decision to secure a superior result on property acquisitions.

Through these different workshops we teach:

How to buy property & what’s involved in the process
Financing a purchase - what it takes to secure a home loan
Selecting the ‘right’ vs. the ‘wrong’ type of property
Where and what to look for when buying
How to determine the estimated value of a property and what drives value
Location analysis - how to gain a more detailed knowledge of an area
How to gain a competitive advantage over competing buyers
And so much more...

At Empower Wealth, we have no hidden agenda. We have no affiliations with any property developers or real estate agents and we don’t recommend or sell property. We know people are making poor property purchases that will impact negatively on their financial position well into the future. Our goal is to ensure our clients don’t make this mistake, that’s why we are passionately dedicated to educating our clients on the fundamental drivers of residential property. By helping them to locate and buy ‘outperforming’ property we contribute positively to their future financial wellbeing and potentially add hundreds of thousands of dollars to their net wealth.

Finance Education – Financial Knowledge is Powerful

From basic home loans to sophisticated investment loan structuring, more should be known about different options to make the best choice - there is not a ‘one size fits all' financial model for property finance. Therefore it is critical that any financial platform is clearly explained and the risks and rewards of each option are fully understood.

The correct advice and structuring could save thousands and could also be the difference in assets being better protected from any potential litigation, taxation being legally minimized and having access to further build a portfolio.

Empower Wealth finance workshops are designed to give a fundamental understanding of:

Money & Investing – What is worth and how it all works
Finance – from the basic to complex
Interest – simple & compounding
Leverage, gearing & capitalising
Finance Strategy Options – The types of strategies and how best they assist in the wealth creation plans.

Mortgage Broking – Home Loans

When it comes to home loans, it’s critical to seek professional advice and guidance. Our holistic educational approach to both property and finance strategies is also cemented in our approach to sourcing home loans / mortgages / finance.

Empower Wealth is accredited with over 25 lenders. Collectively we can offer over 600 different home loan products. Our ‘Specialist’ Professional Mortgage Consultants have many years of experience in the mortgage services/home loan industry. We adopt a consistent method of education and teachings. This approach ensures the borrower is fully aware of the options available to them and most important we also ensure they are not getting the hard sell on one particular loan product over another. The choice remains theirs, resulting in them obtaining the right home loan to suit their needs.

Our state of the art loan technology will help to provide you with a wide array of loan products options, providing an easy to understand choice of options and ensuring that the loans we offer meet the strategy and goals for our clients.

We are committed to providing the highest level of integrity and compassion. Furthermore, we will provide you with unparalleled knowledge, communication, experience, our positive attitudes and exceptional work ethics.

Our process is designed to guide you through the loan process explaining every step and will help keep it as hassle-free as possible. Our commitment to exceptional service is paramount:

Detailed education of loan products options – we outline the full features and benefits
State of the art technology system – We can demonstrate over 600 individual loan products and lenders including; borrowing power, repayment options, interest rates, fees and charges, features and benefits and so much more….
Scenario analysis – Loan structure guidance to avoid costly insurances and other pitfalls of poorly constructed loans
Outline the impact of Owner Occupied or Investment home loans
Application processing - We complete and prepare the application for submission to the lender of choice
Lender Assessment – We manage the three way communication of the lenders assessment, between the lender, borrower and borrower’s solicitor
Approval – We execute the mortgage documents with the borrower
Settlement – We coordinate and assist in meeting the timeframes
Post settlement support – We can help coordinate the set-up of accounts, credit cards, lines of credit and more

Best of all our mortgage broking service is provided at no cost to you. Our consultants are paid by the lender (the amount that will be fully disclosed to you during your free consultation).

Furthermore, because we have a client-for-life approach, we are committed to annual reviews of our clients’ Home Loans to ensure they still have the right product and features to meet their ongoing needs.

We think our ‘Specialist’ Professional Mortgage Consultants as more like Private Mortgage Managers for our clients.