Employee's Benefit Program

Workplace Education on Money, Finance and Mortgages, Personal Debt & Investing

Employee focused businesses regularly provide their staff with personal development opportunities such as Empower Wealth’s NEW Employment Benefits Program.

Benefits of our Program

Education on Household finance – Budgeting, Cash Flow management, Debt Management, Saving Plans, Possible Investment Options, Disciplined systems and mindset.
Reduced pressure on increasing wages - we can teach attendees to make their own money work harder and strive further
More productive workforce - less work time allocated to personal financial affairs, in potentially ‘surfing the net’ to research and compare finance options and other money matters or calling partners to organise money affairs
Custom Designed to work in with your business ethos in looking after your workers and allow for limited time slots – from 15 min to half a day, plus at a time of the day that suits and any location – we work into your schedule
Our Program enhances your ‘Value Employer Commitment’ to your staff – We help employer’s to help their employees stay above water and get a head in tough financial times
We provide a free Budgeting Tool for all attendees
Free Home Loan Health Check
20% off further educational workshop offer by Empower Wealth
We manage the booking process to attend & we supply our own AV and reference materials to all staff
Private follow up consultations with individuals either outside or inside office depending on your instructions

· This Program is offered free to your business and free to it staff, including all materials provided – handouts, software, presenter, presentation.

Tailor Made for each individual business

Our workplace workshops are practical education sessions that can be customised for individual businesses, which recognise and understand the importance of rewarding their most important asset, their staff.

Customised topics include:

Understanding Money
Budgeting
Mortgage Types
Debt Consolidation
Managing Cash Flow
Risk Management
Developing Money Sense
First Home Buyers
Tax

Employers simply select the content they feel may be most appropriate for their employees. We provide a copy of the presentation content for review by management to ensure they endorse the content being presented.

Our goal with this program is to provide sensible and balanced education of the topics listed above.

Understanding Money:

We engage the attendees to grasp the true concepts of what money is and how it is influenced both by internal actions, those they can influence or control such as living expenses, debt, income etc and the external impacts, such as inflation and taxation etc.

Cash Flow / Debt Management:

On the debt management /cash flow front, we hope to awaken those attending to current situations of where their money is going, how much is going out as opposed to what’s coming in, to see if we can educate them on what options they may have to improve their costs/expenditure and potentially make some real savings for them. We will also educate them on how they can re-engage the money to improve their cash flow position. This could also lead to them making changes to their discretionary expenditure which acts as a substituted pay rise!

Furthermore, we present the case to structure your incoming money to allocate funds immediately for savings and/or debt consolidation, and then what’s leftover is available as living expenses and enjoyment.

Finance, Mortgages & Personal Debt:

Our education in this area highlights the different types of debt and borrowings and how interest rates and term of the loan affect the amount of interest we pay and what we can do about it. I.e. – Do you have the most competitive interest rates/mortgage product? Can they develop a way to pay down this credit card debt quicker? Why borrowing money for personal consumption is very dangerous etc.

Investing:

With investing comes risk, so we can allocate time on looking at 'Risk vs. Return' and then look at the investment asset classes and what level of risk they carry from a ‘generalised’ perspective. We ask the timeless question of why one invests and what vehicles or structures can be used to invest. Plus content on basic theories and possible strategies if requested.

Mindset:

Everything to do with money requires thought, decisions and impacts. Making sure attendees have the right mindset about understanding money is critical in potentially changing the way they treat and use money in their lives. We can discuss this along with why most fail in their money management endeavours.

Time Allocation

Our workshops can be designed to accommodate time restrictions. Allocations of time greater than 25 mins will enable us to have some impact. Traditionally, these types of workshops arouse further questions and queries relating to the individuals who are attending. Our recommendation here is these discussions need to be taken offline from these workshop events. To cater for this we offer free, no obligation, one to one consultations to explore these individual questions in more detail and potentially assist in helping these people take action in rectifying their current situation.

Bonus

All attendees will receive a free Empower Wealth Budgeting software tool.

Cost

Our Employee Benefit Workshops are provided free to businesses, in the understanding that we receive the opportunity to promote our Free Finance Broking Services (Which we hope will help save your staff money on their mortgage debt), as well as promoting our other workshops which we run at our North Melbourne Offices.

Attendee Feedback

At the completion of these workshops we can ask attendees to complete a customised feedback form for the employers review, to ensure their staff found the content and session/s to be beneficial to them and if that has further endorsed their view they work for an employee of choice.

Take Action Now!

To organise a time to meet with Ben Kingsley, the facilitator of these programs, simply contact our offices on 9326 8900 to arrange an appointment, at which time we can showcase our offerings and customise a program to suit yours and your employee’s objectives.