Financing an investment property is not as simple as ABC. Many lenders might claim that it is straight forward because they are usually going to cross securitise your property to add protection to their lending risk, allowing them more control over you and your finances. Or the individual selling you the loan lacks any knowledge or understanding of the possible future tax outcomes through poor loan structuring
Correct lending strategies and structures need to address many personal issues, that’s why one model doesn’t fit all. Professional guidance in this area should deliver a ‘tailor made’ solution to your needs.
Investments of this size and magnitude demand a higher level of knowledge in the lending arena. You need to deal with a ‘Specialist’ with experience and understanding when it comes to investment property finance. Empower Wealth’s Professional Mortgage Strategists are specialists in their field. Furthermore, they all have personal experience when it comes to holding their own investments properties, which, given they practise what they preach, adds a superior level of knowledge and experience from your average run of the mill lender or broker.
Correct Loan Structure & Strategy must consider:
ü Debt Reduction Strategy
ü Pay down or offset non deductable loan interest
ü Flexibility to meet planned future needs
ü Competitive interest rate and minimal fee structure
ü Manageable debt levels and potential provisions made to cover future plans or possible short term cash flow matters
ü Future leverage for further investment activities
ü Automated payment options to minimise interest or holding costs
ü Current tax legislation to ensure purpose provisions are demonstrated for deductibility requirements
ü Mortgage Insurance Fees are minimised
ü Securitisation is limited to the banks minimal required interest (Uncrossed)
The specialisation skills of our experienced team and our commitment to educating our clients via our Outperform Education Workshop’s support your need to consider our services over any direct lender or general broker.
Would you like to give us a try?
Complete and return our Personal Position Statement and we’ll perform a no obligation preliminary analysis for you to provide you with real knowledge and real choices
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Contact us via phone or email for an introductory chat to learn more about us and our desire to help you achieve your goals
Remember, there is no obligation to use our services beyond an initial discussion.
