What is Private Client Wealth?
Successful investing and wealth accumulation relies on three core disciplines we refer to as the A B C of investing. Asset Section (Investment Selection), Borrowings (Sensible and Manageable debt) and Cash Management (Provisioning of money).
Private Client Wealth is the money management and wealth creation division of Empower Wealth covering the A B C disciplines. Our full professional service provides our clients with a dynamic ‘tailor made’ money and wealth plan which incorporates an implementation and on-going management strategy to assist in you obtaining your desired wealth level and retirement targets.
It’s a total professional solution service covering two primary objectives; 1. – Mastering Money Management 2. – Wealth Creation & Retirement Modelling.
Mastering Money Management
The successful control of money is all about understanding that money is purely just another commodity, like gold, as an example. Money, in fact, is actually the biggest commodity in the world. It’s true what they say, “money does make money”.
In terms of your personal money controls, if you were able to master the art of money management then technically you would be well and truly on your way to becoming wealthy.
Money Management is the art of managing:
· Cash Flows
· Income
· Bills
· Expenses
· Debt Levels
· Surplus Funds
· Investments
· Savings
· Superannuation
· Loans
· Interest
· Future cash needs
· Provisioning for future income targets (Retirement Income)
· Risk
· Lifestyle
· Wealth Creation
· Money measurement
· Auditing
Juggling the movement of money to accommodate the variables above is very difficult and is the reason why most people fail to retire on a sufficient income to enjoy their later years in comfort. Furthermore, for most people the time and skills required to master these complex money decisions is simply too much for them to allocate out of their already limited spare time.
Therefore most people put off thinking about money for tomorrow use, until it’s time to start considering retirement. They then come to the harsh reality that time has run out and it’s too late for them to retire at the benchmark age of 60. They have missed the boat to create enough savings or investment for a comfortable retirement, so they have to keep working for another decade or so, when their friends are enjoying retirement, because they had a plan which maps out their journey to retirement and beyond.
Wealth Creation
Wealth Creation is a science that many have opinions on, yet few succeed. Wealth Creation is the ability to select and manage assets/investments for returns in the form of capital growth and income. It requires the culmination and blend of:
· Knowledge
· Right Mindset
· Planning & Execution
· Superior Money Management
· Time (and sometimes timing)
· Leverage (possible)
· Experience
· System & Approach
· Resources – Professional team to administer and guide
to deliver and achieve long term, sustainable and rewarding financial outcomes. Very few people can achieve this without specialist help.
Products & Services
Over the past 12 months Empower Wealth has been developing a product and professional service offering within this critical space. Our Private Wealth division is consistent with our education and facilitation model whereby we offer three options for our clients:
1. ‘Your Money, Your Wealth Potential’ Snapshot - $149.00
Preliminary forecast outlining three different scenarios in which your surplus cash can be utilised and the outcomes of each scenario:
1. Debt Reduction
2. Savings / Superannuation
3. Leverage Property Investments
2. Money Analysis and Wealth Forecast Report - $899.00 ($200 rebate if your finance is sought through Empower Wealth)
The report is a report delivered to you based on your own money management and your potential future wealth options, including:
ü Establish how much you can save on Mortgage Interest Payments
ü Understand how you can achieve financial freedom
ü Estimate and format a planned income for retirement
üForecast cash flow needs for next 40 years
3. Personal Wealth Management Services - $3924.00 + $99 per month for 24 months
For a minimum two year period we are your private money and wealth managers, assisting in all areas, including the full implementation of your Private Wealth Plan:
ü Total debt and money management solution via monthly monitoring
üReduce Stress in knowing all bills are managed and future cash flow needs planned for
üBill automation with cash flow monitoring
ü Full investment plan and implementation strategy
ü Professional caretaker assistant in helping you achieve the targets within your plan (First 2 Years)
ü Flexible & Dynamic modelling for plan re-adjustments along the way
Our Private Client Wealth products and services are all about our goal of ‘changing peoples financial outcome for the better – now and tomorrow’.
If you would like to learn more about these exclusive and specialised service offerings, you can email directly the founder of Empower Wealth, Ben Kingsley or alternatively book into one of our FREE information seminars.
