Empower Wealth offers fully integrated wealth advisory services by qualified and experienced professionals to help our clients build significantly enhanced wealth outcomes.
There is nothing in the marketplace that compares with our Finance / Wealth Review because of its complete assessment of all your household's financials from an extensive review of your mortgage (if applicable) to the overall analysis of your complete flow of money in and out of your household. Finally, the financial modelling we provide to you will indicate the current estimates of where your cashflows, income and overall wealth position will be at any point into the future for the next 40 years. It's an incredibly powerful exercise that will assist you in making more informed and smarter decisions with your money and ultimately provide you with further insight in what you need to do to improve your wealth for a better future.
This FREE comprehensive review includes:
INITIAL FINANCIAL ASSESSMENT:
- Your current cashflow position - allowing you to see where your money is going and what's available to build wealth
- Your current credit position including:
- Mortgage: interest rates, cost of funds - ensuring you're not paying your current lender any more than you should be, therefore potentially saving more of your money.
- Lending capacity / borrowing power from over 30 lenders - your lender may be restricting what you can access to build greater wealth, this assessment will identify this.
- Current loan to value ratios - is there potential for releasing equity to control a greater amount of assets that may return to you greater wealth. This will be reviewed for you.
- Current repayments & finance commitments - could the lending / loan structure allow for the release of greater cashflows to allow your money to work harder and make more for you.
- Overall loan structuring assessment - does the structuring of your lending / loans provide for seperation of deductible and non-deductible debts for taxation purposes or accommodate further expansion of your asset base.
- Assessment of other debts, such as credit cards, car loans, personal loans - would a consolidation of these loans / debts provide for greater cashflows through cheaper interest rates.
- Property valuation assessment/s
- Property investment portfolio assessment
- Share investments position
- Other investments position
- Current asset position
- Household spending: fixed, provisional, regular commitments, discretionary and lifestyle expenditures
- Your overall current financial net wealth status
Plus A WEALTH PROJECTION ANALYSIS ASSESSMENT OF THIS POINT IN TIME:
Once we have a complete understanding of your situation one of our qualified and experienced staff will undertake a forward looking projection analysis of where you are now and where you are heading.
Using our purpose built proprietary ‘Wealth Tracker’ technology software combined with the experience and knowledge of our qualified finance advisors, this assessment undertakes extensive cashflow analysis which incorporates a detailed list of forecasted variables and assumptions to deliver you an amazing insight into your:
- Cashflow projections at retirement and for the next 40 years
- Debt tracking, including debt elimination forecasts
- Interest savings calculations
- Taxation estimates
- Surplus cashflow options for enhanced wealth creation
- Asset position projection
- Nest Egg projection (the wealth position that will provide you with your income for the rest of your life, post your retirement from work!)
- Superannuation position
- Forecast wealth projection at retirement age
- Forecast income projection at retirement age for your retirement
- Graphical analysis illustration of what your future wealth position looks like
The benefits of this FREE review continue when your professional advisor highlights and illustrates one or more examples of ways to:
- Make better use of household income
- Pay off your mortgage sooner
- the positive wealth impact of adding additional surplus cash to superannuation
- the positive wealth impact of purchasing an investment property
All this incredible knowledge about your situation will be shared with you to assist you in making better decisions with your money which will help in creating greater wealth for you. From this initial appointment you will see areas for improvement and areas of opportunity.
To showcase what can come out of these initial Finance and Wealth Reviews, Empower Wealth were approached by a Nationally distributed Property Investment Publication, Your Investment Property Magazine to design a Property Investment Strategy and Plan what would see a couple of their readers retire early from working and live off a healthy passive income for the rest of their lives. This was only possible by starting with a Finance and Wealth Review and then incorporating the talented skills of our team to formulate and deliver them a Money Analysis and Wealth Projection Plan for them to now know what they have to do to achieve financial independence. Click here to locate and download this article.
Who should take advantage of this Free Finance and Wealth Review?
- Anyone interested in building wealth through investing in property - our proprietary tool is purpose built to handle property investing scenarios and our team of professionals have extensive and proven track records in this industry
- Established Property Investors - the benefits of this sort of review are enormous, the knowledge around cashflow into the future ensure the astute investor can make better informed and quicker decisions in adding to their property portfolio
- First Home Buyers - wishing to establish their level of affordability in knowing what they borrow and what amount they can purchase for
- Those looking to refinance their current home loan - this review will highlight the benefits of refinance and will also highlight if refinancing is really worth it in the first instance
- Those looking to consolidate their debts - this review will clearly show the potential improved cashflow benefits of any proposed debt consolidation a household may be considering
- Finally, all households or individuals who are keen to build greater passive wealth outcomes - there is no mistaking a review of this nature provides for greater understanding of what's possible, so those serious about making a REAL difference to their wealth.
Quite simply there is nothing like this type of fully integrated Finance and Wealth Review available in the marketplace. The benefits to you of getting such an understanding into your current financial position will be so insightful and it should then empower you to consider your options moving forward.
Once you have made the wise decision to take up this special FREE offer, your next step is easy, simply complete the Request an Appointment Form below. These reviews are very popular as you would expect, so it might take us up to 48 hours for one of our staff to contact you so we can organise a suitable time that is agreeable for the appointment in our offices located in North Melbourne. If you are outside of Melbourne, don’t despair; Empower Wealth have clients all over Australia and also internationally, so we have the technology to arrange an appointment as if it was in one of our offices.
Finance / Wealth Review Appointment Request Form
